Editorial policy

What we will and will not publish

The public site is educational. It is not a lead funnel with a textbook attached, and it is not personalized advice.

Content explains a decision, shows a formula, or reports a sourced figure. We do not publish pages only to occupy a keyword.

Primary sources come first: the Federal Reserve, the IRS, the Bureau of Labor Statistics, and named research such as Bengen’s withdrawal-rate paper. When a statistic is not in the repo, the page says which series is missing.

Assumptions sit next to results. A 4% withdrawal rate and a 5% real return are labeled as planning choices.

Material pages show an author, a publish date, and an updated date. The author is Arc, the product. We do not invent advisors, credentials, reviews, or customer quotes. If a named reviewer is added later, the content model already has a place for one.

There are no ads and no affiliate links on these pages. Compensation does not decide what gets published.

We review benchmark citations and tax-year limits when the source updates. A date on the page is the last edit, not a claim that every number was re-surveyed that morning.