Tools
Net worth percentile calculator
Enter an age and a household net worth. Arc places it on the Federal Reserve SCF 2022 percentile ladder for that age band, inflated to July 2026 dollars. The median is the middle household, not a target.
Arc · Published September 18, 2026 · Updated September 18, 2026
Assumptions
- Federal Reserve SCF 2022, inflated to July 2026 dollars with CPI-U.
- Household net worth, reference-person age.
- Log-linear interpolation between published percentile points.
Estimated percentile
78th
U.S. households age 35–39
Median in this band
$160,719
50th percentile. This extract has no mean.
75th percentile
$435,365
90th percentile
$993,351
How to read the result
The age is the survey reference person’s age, and the dollars are household net worth. A 70th percentile result means the estimate sits above about 70% of households in that band in the inflated SCF ladder. It is interpolated between published percentile points.
Sources
Keep going
Related reading
What is net worth?
Net worth is what you own minus what you owe. Salary is not on the statement.
Related reading
How much should I have saved by age?
Age targets are multiples of income or survey medians. They are context, not a grade.
Tools
Net worth calculator
Subtract debts from assets. A starting statement, not a percentile.
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Retirement calculator
Project a nest egg from savings, contributions, and a real return, then compare it with spending.
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Raise your savings rate
A general way to lift the share of income you keep, without a personality transplant.
Benchmarks
Net worth by age
SCF 2022 household net worth percentiles by age, in July 2026 dollars.
Benchmarks
Net worth percentile
Place a household net worth on the SCF age ladder.
Educational estimate only. Not tax, legal, or investment advice, and not a prediction of what your accounts will do. Methodology